Thank you for your interest in doing business with us at Mortgage & Investment Consultants, Inc. We are a professional Minnesota company serving the greater Minneapolis and St. Paul areas.

We are licensed in the State of Minnesota and Wisconsin and offer mortgage loans throughtout both entire states. We are also licensed in 21 other states.

We specialize in the following types of business:
Great Rates!!!!!
FHA, FHA 203K Rehab Loans, VA
First Time Home Buyers
Purchase/New Construction Loans
Refinances (All Types)
Debt Consolidation Loans
2nd Home/ Investment Property Financing
2nd Mortgages/ Home Equity Lines
MLS Access (let me help)
Free Credit Repair Offered
100% mobile capability
I make "House Calls"
100% honesty & Integrity
150% service guaranteed

We are also a licensed Commercial Loan Lender, for all your commercial lending needs. Church Financing, Land Development also.

tel. 651- 698-2801
www.integritylenders.com

Rent to Own Houses in MN and Lease Option Homes in Minnesota, Anoka, Chisago, Isanti, Sherburne, Ramsey, Hennepin, Henepin, Hennepen, Washington, Carver, Dakota, Scott, Wright...

Why Rent When You Can Rent to Own Houses in MN?

No matter what your goal is -- to find rent-to-own homes in MN, to study about lease options homes in Minnesota, to learn what "Lease With Option to Purchase" is all about, or to sell your house fast. RentToOwn-MN.com is a great option for you to locate rent to own homes and lease with option houses in Minnesota. Our primary goal is to help renters become homeowners, our secondary goal is to help sellers to easily sell their house. For many people, rent to own homes, lease options and lease-with-option to buy programs are the best solution and the simplest purchase and selling methods available. RentToOwn-MN.com wants to make it easier for renters to begin enjoying the many benefits of home ownership for them and their families. With our Lease Option program, renters will now be able to have benefits of their own like, appreciation, tax benefits, privacy, and the pure joy of owning their own house.

The way a Rent-to-Own program works:

1. We locate sellers that want to sell their house.
2. Then we team up with investors that have houses for rent, using a lease with option to purchase.
3. Next we match the house sellers with renters that want to purchase a home of their own on a rent to buy basis.
4. Finally, we put the house seller and the lease option buyer together and sign the Lease with Option to Purchase Contract.
5. Our goal has been reached!

The seller has sold their home using our Lease Option, and the renter has be come a new homeowner using the RentToOwn-Mn.com "Rent-to-Buy" program!

Our Rent-to-Own Mission
OPTIONS...we want to give you options. Whether you are a seller or a renter, we want you to have more options than simply calling a realtor and then signing mountains of paperwork with a loan officer.. They don't want you to know about the newest government regulations which allow people with bad credit and no credit to buy homes without them. Realtors want you to buy a home using the old conventional purchase contract. Loan officers want you to get a loan through one of their banks so they can make thousands of dollars in commissions. Neither, want you to know that with our Lease with Option to Purchase Program, you can buy for less than rent!

History of Rent to Own Home Buying
Rent to own, also known as Lease with Option to purchase is really a new twist on the classic Contract for Deed. But it's better! The seller doesn't have to give up the deed to the house, and the renter isn't responsible for the mortgage. A Professional Real Estate Investor like RentToOwn-MN acts as the middle person. We are responsible for the mortgage payment and the deed stays with the seller! It's the best solution for all parties....well, except the realtor and the loan officer!

So, stop throwing your money away on rent. You can have lower payments, No Down Payment, even the worst credit, and yet there is a way to get your foot into the door of a home using our rent to own program. Sure, there are legitimate reasons to just rent, but...

If you are renting only because you think you can't buy, Think Again!

There is a way, and it is our mission to help you find it.

Rent To Own Advantages

• Few qualification restrictions.
• Easy 2-day approval process. You could be living in your new home in only a couple days!
• Your rent money is finally working for you! 20% rent credit is applied towards the purchase of your new home for up to 12 months.
• No Qualifying. Credit problems are not usually a road block.
• No realtor fees. This can save you as much as $12,000 or more!
• Flexible terms – Finally, you can have pets, swimming pools, barbecues and trampolines! No more landlords to tell you what you can and cannot do!

Here are the requirements:

• 430 or higher credit score
• Reasonable Down Payment (1st & last months rent)
• Good rental history (good ref. from Landlord)
• Bankruptcy aged at least 6 months
• Income (at least 2 times monthly pmt)

Proudly serving 11 Minnesota Counties and numerous Cities.

AFTON, ALBERTVILLE, ANDOVER, ANNANDALE, ANOKA, APPLE VALLEY, ARDEN HILLS, ARLINGTON, BAYPORT, BECKER, BELLE PLAINE, BETHEL, BIG LAKE, BLAINE, BLOOMINGTON, BRAHAM, BROOKLYN CENTER, BROOKLYN PARK, BUFFALO, BURNSVILLE, CAMBRIDGE, CANNON FALLS, CARVER, CASTLE ROCK, CEDAR, CENTER CITY, CENTERVILLE, CHAMPLIN, CHANHASSEN, CHASKA, CHISAGO CITY, CIRCLE PINES, CLEAR LAKE, CLEARWATER, COATES, COKATO, COLOGNE, COLOMBIA HEIGHTS, COON RAPIDS, CORCORAN, COTTAGE GROVE, CRYSTAL, CRYSTAL BAY, DALBO, DALSSEL, DAYTON, DEEPHAVEN, DELANO, DELLWOOD, DENNISON, DUNDAS, EAGAN, EAST BETHEL, EDEN PRAIRIE, EDINA, ELK RIVER, ELKO, EXCELSIOR, FALCON HEIGHTS, FARMINGTON, FOLEY, FOREST LAKE, FORT SNELLING, FRIDLEY, GAYLORD, GEM LAKE, GLENCOE, GOLDEN VALLEY, GOODHUE, GRANDY, GRANT, GREEN ISLE, GREENFIELD, HAM LAKE, HAMBURG, HAMEL, HAMPTON, HANOVER, HARRIS, HASTINGS, HEIDELBURG, HENDERSON, HILLTOP, HOPKINS, HOWARD LAKE, HUGO, HUTCHINSON, INDEPENDENCE, INVER GROVE HEIGHTS, ISANTI, JORDAN, KIMBALL, LAKE ELMO, LAKE SAINT CROIX BEACH, LAKELAND, LAKELAND, SHORES, LAKEVILLE, LANDFALL, LAUDERDALE, LE CENTER, LE SUEUR, LEXINGTON, LILYDALE, LINDSTROM, LINO LAKES, LINWOOD, LITTLE CANADA, LONG LAKE, LONSDALE, LORETTO, LUXEMBURG, MAHTOMEDI, MAPLE GROVE, MAPLE LAKE, MAPLE PLAIN, MAPLEWOOD, MARINE ON SAINT CROIX, MAYER, MEDICINE LAKE, MEDINA, MENDOTA, MENDOTA HEIGHTS, MIESVILLE, MINNEAPOLIS, MINNETONKA, MINNETONKA BEACH, MINNETRISTA, MONTGOMERY, MONTICELLO, MONTROSE, MOUND, MOUNDSVIEW, NAVARRE, NEW AUBURN, NEW BRIGHTON, NEW GERMANY, NEW HOPE, NEW MARKET, NEW PRAGUE, NEWPORT, NORTH BRANCH, NORTH OAKS, NORTH SAINT PAUL, NORTHFIELD, NORWOOD, NORWOOD YOUNG AMERICA, OAK GROVE, OAK PARK HEIGHTS, OAKDALE, ORONO, OSSEO, OTSEGO, PINE SPRINGS, PLATO, PLEASANT LAKE, PLYMOUTH, PRINCETON, PRIOR LAKE, RAMSEY, RANDOLPH, REDWING, RICHFIELD, ROBBINSDALE, ROCKFORD, ROGERS, ROSEMOUNT, ROSEVILLE, RUSH CITY, SAINT ANTHONY, SAINT BONIFACIUS, SAINT FRANCIS, SAINT LOUIS PARK, SAINT MARY'S POINT, SAINT MICHAEL, SAINT PAUL, SAINT PAUL PARK, SANTIAGO, SAVAGE, SCANDIA, SHAFER, SHAKOPEE, SHOREVIEW, SHOREWOOD, SILVER CREEK, SILVER LAKE, SOUTH HAVEN, SOUTH SAINT PAUL, SPRING LAKE PARK, SPRING PARK, STACY, STANCHFIELD, STILLWATER, TAYLORS FALLS, TONKA BAY, VADNAIS HEIGHTS, VENTURA, VERMILLION, VICTORIA, WACONIA, WATERTOWN, WAVERLY, WAYZATA, WEBSTER, WEST SAINT PAUL, WHITE BEAR LAKE, WILLERNIE, WINSTED, WOODBURY, WOODLAND, WYOMING, YOUNG AMERICA, ZIMMERMAN, SHERBURNE, RAMSEY, HENNEPIN, WASHINGTON, CARVER, DAKOTA, SCOTT, WRIGHT, MN